Terms and conditions for our subscription service

These terms apply to your use of niferotariovium’s subscription-based financial planning service. Please read them carefully before subscribing.

October 4, 2025

Acceptance of terms

By using our website or subscribing to our service, you accept and agree to these terms. If you do not agree, please refrain from using our services.

Definitions

Key terms used throughout these conditions:

• "Service" refers to our subscription-based financial planning offering, including all reviews and consultations.
• "Subscriber" means any individual or entity that purchases our monthly service.
• "Content" covers all materials, communications, and resources provided through our website or service.
• "Agreement" means these terms and any related policies referenced herein.

Use of service

Our service is provided for general planning and guidance. It does not include specific investment product advice or recommendations.

Eligibility

Subscribers must be Australian residents over 18 years of age. Our service is not available elsewhere.

Proof of residency may be required.

Your responsibilities

You agree to use our service lawfully and responsibly.

• Provide accurate and up-to-date information for your subscription.
• Maintain confidentiality of your login and account details.
• Inform us promptly of any changes to your circumstances.
• Use the service only for personal or internal business planning purposes.

Prohibited uses

You may not use our service for:

• Commercial resale of our content or advice.
• Providing third parties with access to our reports or consultations.
• Misrepresenting your eligibility for the service.
• Any unlawful, misleading, or harmful activity.
• Circumventing security or attempting unauthorised access.

Intellectual property

All website and service content, including text, graphics, and resources, is owned by niferotariovium or its licensors. You may not reproduce or distribute our content without written permission.

User content

You retain rights to any information or materials you provide but grant us permission to use them for service delivery.

Privacy and data protection

Your privacy is important to us. Personal information is managed according to our Privacy Policy, which explains how data is collected, stored, and used. See Privacy Policy

Disclaimers and limitations

Our service is provided as general guidance only. Results may vary.

Limitation of liability

We are not liable for any losses or damages arising from the use of our service or reliance on website content.

Indemnification

You agree to indemnify niferotariovium and its affiliates for any claims resulting from your misuse of the service.

Dispute resolution and governing law

Any disputes will be handled according to Australian law and the procedures outlined below.

Applicable law and jurisdiction

This agreement is governed by Australian law. Disputes must be resolved in Australian courts.

Termination

We reserve the right to suspend or terminate your subscription for breach of terms or misuse of our service.

Modifications

We may update these terms at any time. Please review them regularly for changes.

Severability

If any part of these terms is found invalid, the remainder will continue in effect.

Entire agreement

These terms, along with referenced policies, represent the full agreement between you and niferotariovium.

Contact details

For questions or concerns about these terms, please contact us using the information below.